Selling to Ukrainians in Poland
Over a million Ukrainians in Poland pay with BLIK and Polish cards in złoty. Mistok gives you three ways to accept that money alongside the Ukrainian gateways.
| Route | Methods | Who can open an account | When to choose |
|---|---|---|---|
| Przelewy24 | BLIK, cards, Apple/Google Pay, PayPo, Raty, BLIK Płacę Później | a Polish or other EU legal entity; non-residents — by agreement with P24 (payouts to a foreign account 40 zł / SEPA €1.50) | maximum local conversion, lowest fees |
| PayU | BLIK, cards, Klarna, PayPo, Twisto, Raty | registration requires the representative’s PESEL — effectively a Polish legal entity or manager-led onboarding | Klarna/Twisto installments, high turnover |
| Stripe | cards, BLIK, P24, Klarna (via Stripe) | a company in a supported country: Estonia (OÜ via e-Residency), Poland, USA (Atlas). Ukraine is not supported | one integration for Europe and the world, if you already have an EU/US company |
Shopify Markets
Create a “Poland” market with the PLN currency and the pl locale. Show the “Przelewy24”/“PayU” manual methods only on this market (Payment Customization, or simply a name marked “(PL)”). Mistok takes the order currency (PLN) and picks the gateway itself via GATEWAY_MAP; the buttons on the Thank you page are translated into Polish automatically.
Shipping
InPost Paczkomaty and Poczta Polska — through the respective Shopify apps; Mistok does not handle shipping, but the paid event in the CRM webhook includes the buyer’s country for routing.
Legal entity and taxes
For P24/PayU a Polish sp. z o.o. or sole proprietorship (JDG) is more convenient — it also solves VAT OSS for sales in the EU. An Estonian OÜ works for Stripe and P24. This is an organisational question, not a technical one — agree it with your accountant.
What lifts conversion in PL
- BLIK as the first button (over 70% of online payments in Poland).
- Prices in złoty, Polish language on the Thank you page and in reminders (
lang=pl). - PayPo / Klarna for orders over 300 zł.
- A prepayment rule for the first order from PL if you ship from Ukraine.